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Pools / Pool Financing

Pool financing in Las Vegas

We do not lend money and we do not take a cut from anyone who does. This page is what we tell people who ask.

A backyard pool at dusk, lit from within so the water glows teal, with a raised spa spilling into it, warm light coming from the house through open sliding doors and a shaded structure at the far side of the deck.Pool Financing in the Las Vegas valley

Most pools in this valley are paid for with one of four things: cash, a home equity line, an unsecured home improvement loan, or a contractor-arranged finance package.

Cash is cheapest and obvious. A home equity line is usually the lowest rate available because it is secured against the house, which is also the risk. Unsecured improvement loans are faster to arrange and cost more. Contractor-arranged finance is the most expensive of the four often enough that it is worth asking directly what the builder earns on it.

What we will and will not do

We will give you a staged payment schedule tied to real milestones, so you are never far ahead of the work. We will tell you what the whole project costs including the landscape, because a pool quote that stops at the coping is not the number you will actually spend.

We do not arrange finance, we do not receive a referral fee from a lender, and we would rather you got your own rate than took one we placed.

The number people underestimate

Running cost. Electricity for the pump, gas or electricity for heat, water to replace what evaporates, chemicals, and service. In this climate that is a real monthly figure and it belongs in the decision before the build, not after it.

What this covers

Every part of the job, under one team

Staged payment schedules

Payments tied to real milestones so you are never significantly ahead of the work.

The full project number

What the pool costs including the landscape around it, rather than a figure that stops at the coping.

Running costs

Pump electricity, heating, water replacement, chemicals and service, which belong in the decision up front.

Where the money usually comes from

Cash, home equity, unsecured improvement loans and contractor finance, with the honest ranking.

What we do not do

Arrange lending or take referral fees, which is why this page can say what it says.

Common questions

What homeowners ask us first

Do you offer financing?

No, and deliberately. We take no referral fee from lenders, which is what lets us tell you that contractor-arranged finance is often the most expensive option.

What does a pool cost to run in Las Vegas?

It varies with size, heating and how long the pump runs, and it is a real monthly number. We will estimate yours before you commit, not after.

Where we work

Pool Financing across the valley

We take pool financing work throughout Las Vegas, Henderson, North Las Vegas, Summerlin. Tell us the street and we will tell you honestly whether it is a job we are the right team for.

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